Five ways to dramatically boost your super in your last 10 years at work

October 10, 2026 — 2:00am

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People’s financial mindset generally shifts suddenly after they turn 50 – they move from ignoring their super to being, well, super engaged with it.

Perhaps it’s the imminent, or at least more imminent, prospect of getting their mitts on the money. Or, maybe, once they start looking into the future from 50 onwards, they realise they may need more dollars.

The best point to check where you stand is the amazing calculator at moneysmart.gov.au. This can right now reliably tell you where your fund is on track to finish at by the time you retire. Jump on the site. I’ll wait.

By way of example, let’s say you are 50 and today have $250,000 dollars in your super account. You are on the average full-time salary of $108,350 a year and make no extra contributions. Under the MoneySmart assumptions, you’ll end up with a super balance of $443,027 at age 60.

Super remains the best savings and tax play in town.

Now, while that sounds decent, it probably falls short of a comfortable retirement.

The Association of Superannuation Funds of Australia calculates this requires a lump sum at retirement, assuming you own your own home and drawdown all of your super over your life span, of $630,000 for a single and $730,000 for a........

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