menu_open Columnists
Nicole Pedersen-Mckinnon

Nicole Pedersen-Mckinnon

Brisbane Times

We use cookies to provide some features and experiences in QOSHE

More information  .  Close

Want to pay 0% on your credit card debt? Get in quick

Want to pay 0% on your credit card debt? Get in quick

Two years ago, free transfer allowed you to escape interest for as long as 34 months. But those days are well and truly over.

12.09.2025 7

WA Today

Nicole Pedersen-Mckinnon

Want to pay 0% on your credit card debt? Get in quick

Want to pay 0% on your credit card debt? Get in quick

Two years ago, free transfer allowed you to escape interest for as long as 34 months. But those days are well and truly over.

12.09.2025 10

The Sydney Morning Herald

Nicole Pedersen-Mckinnon

Want to pay 0% on your credit card debt? Get in quick

Want to pay 0% on your credit card debt? Get in quick

Two years ago, free transfer allowed you to escape interest for as long as 34 months. But those days are well and truly over.

12.09.2025 10

The Age

Nicole Pedersen-Mckinnon

Want to pay 0% on your credit card debt? Get in quick

Want to pay 0% on your credit card debt? Get in quick

Two years ago, free transfer allowed you to escape interest for as long as 34 months. But those days are well and truly over.

12.09.2025 8

Brisbane Times

Nicole Pedersen-Mckinnon

Gift cards are supposed to last three years. So why was mine rejected?

Gift cards are supposed to last three years. So why was mine rejected?

This loophole is absolutely following the letter of the law. The problem is that law is ridiculously loose.

06.09.2025 9

WA Today

Nicole Pedersen-Mckinnon

Gift cards are supposed to last three years. So why was mine rejected?

Gift cards are supposed to last three years. So why was mine rejected?

This loophole is absolutely following the letter of the law. The problem is that law is ridiculously loose.

06.09.2025 9

The Sydney Morning Herald

Nicole Pedersen-Mckinnon

Gift cards are supposed to last three years. So why was mine rejected?

Gift cards are supposed to last three years. So why was mine rejected?

This loophole is absolutely following the letter of the law. The problem is that law is ridiculously loose.

06.09.2025 3

The Age

Nicole Pedersen-Mckinnon

Gift cards are supposed to last three years. So why was mine rejected?

Gift cards are supposed to last three years. So why was mine rejected?

This loophole is absolutely following the letter of the law. The problem is that law is ridiculously loose.

06.09.2025 4

Brisbane Times

Nicole Pedersen-Mckinnon

The vital new money lessons to give kids at every age

The vital new money lessons to give kids at every age

Many young Aussies fear for their financial security, but this can usually be overcome with the right tutoring and targeting. 

31.08.2025 9

WA Today

Nicole Pedersen-Mckinnon

The vital new money lessons to give kids at every age

The vital new money lessons to give kids at every age

Many young Aussies fear for their financial security, but this can usually be overcome with the right tutoring and targeting. 

31.08.2025 10

The Sydney Morning Herald

Nicole Pedersen-Mckinnon

The vital new money lessons to give kids at every age

The vital new money lessons to give kids at every age

Many young Aussies fear for their financial security, but this can usually be overcome with the right tutoring and targeting. 

31.08.2025 9

The Age

Nicole Pedersen-Mckinnon

The vital new money lessons to give kids at every age

The vital new money lessons to give kids at every age

Many young Aussies fear for their financial security, but this can usually be overcome with the right tutoring and targeting. 

31.08.2025 10

Brisbane Times

Nicole Pedersen-Mckinnon

The two traps of ‘unlocking money’ by downsizing you home

The two traps of ‘unlocking money’ by downsizing you home

Swapping the big family home for financial freedom makes a lot of sense, but you have to get the numbers right or risk paying a heavy price.

30.08.2025 10

WA Today

Nicole Pedersen-Mckinnon

The two traps of ‘unlocking money’ by downsizing you home

The two traps of ‘unlocking money’ by downsizing you home

Swapping the big family home for financial freedom makes a lot of sense, but you have to get the numbers right or risk paying a heavy price.

30.08.2025 7

The Sydney Morning Herald

Nicole Pedersen-Mckinnon

The two traps of ‘unlocking money’ by downsizing you home

The two traps of ‘unlocking money’ by downsizing you home

Swapping the big family home for financial freedom makes a lot of sense, but you have to get the numbers right or risk paying a heavy price.

30.08.2025 9

The Age

Nicole Pedersen-Mckinnon

The two traps of ‘unlocking money’ by downsizing you home

The two traps of ‘unlocking money’ by downsizing you home

Swapping the big family home for financial freedom makes a lot of sense, but you have to get the numbers right or risk paying a heavy price.

30.08.2025 6

Brisbane Times

Nicole Pedersen-Mckinnon

How I structure investment property loans for maximum tax perks

Spurred by high rents and expectations of further price growth, investors are back as the fastest growing group of buyers.

24.08.2025 10

WA Today

Nicole Pedersen-Mckinnon

How I structure investment property loans for maximum tax perks

Spurred by high rents and expectations of further price growth, investors are back as the fastest growing group of buyers.

24.08.2025 8

The Sydney Morning Herald

Nicole Pedersen-Mckinnon

How I structure investment property loans for maximum tax perks

Spurred by high rents and expectations of further price growth, investors are back as the fastest growing group of buyers.

24.08.2025 10

The Age

Nicole Pedersen-Mckinnon

How I structure investment property loans for maximum tax perks

Spurred by high rents and expectations of further price growth, investors are back as the fastest growing group of buyers.

24.08.2025 10

Brisbane Times

Nicole Pedersen-Mckinnon

If I wait until I’m 55 to sell, can I avoid capital gains tax?

It’s not your age that matters but acting on the opportunity to shelter up to $167,500 of profits.

23.08.2025 10

WA Today

Nicole Pedersen-Mckinnon

If I wait until I’m 55 to sell, can I avoid capital gains tax?

It’s not your age that matters but acting on the opportunity to shelter up to $167,500 of profits.

23.08.2025 3

The Sydney Morning Herald

Nicole Pedersen-Mckinnon

If I wait until I’m 55 to sell, can I avoid capital gains tax?

It’s not your age that matters but acting on the opportunity to shelter up to $167,500 of profits.

23.08.2025 5

The Age

Nicole Pedersen-Mckinnon

If I wait until I’m 55 to sell, can I avoid capital gains tax?

It’s not your age that matters but acting on the opportunity to shelter up to $167,500 of profits.

23.08.2025 10

Brisbane Times

Nicole Pedersen-Mckinnon

Forget one rate cut – here are five

This week’s rate cut will save you a little – but here’s how you can slash your mortgage repayments even more dramatically.

16.08.2025 7

WA Today

Nicole Pedersen-Mckinnon

Forget one rate cut – here are five

This week’s rate cut will save you a little – but here’s how you can slash your mortgage repayments even more dramatically.

16.08.2025 7

The Sydney Morning Herald

Nicole Pedersen-Mckinnon

Forget one rate cut – here are five

This week’s rate cut will save you a little – but here’s how you can slash your mortgage repayments even more dramatically.

16.08.2025 8

The Age

Nicole Pedersen-Mckinnon

Forget one rate cut – here are five

This week’s rate cut will save you a little – but here’s how you can slash your mortgage repayments even more dramatically.

16.08.2025 6

Brisbane Times

Nicole Pedersen-Mckinnon

How ‘living inheritances’ are changing the lives of adult ‘kids’

Almost 20 per cent of Australians have inherited some form of wealth from a family member.

16.08.2025 10

WA Today

Nicole Pedersen-Mckinnon

How ‘living inheritances’ are changing the lives of adult ‘kids’

Almost 20 per cent of Australians have inherited some form of wealth from a family member.

16.08.2025 8

The Sydney Morning Herald

Nicole Pedersen-Mckinnon

How ‘living inheritances’ are changing the lives of adult ‘kids’

Almost 20 per cent of Australians have inherited some form of wealth from a family member.

16.08.2025 10

The Age

Nicole Pedersen-Mckinnon

How ‘living inheritances’ are changing the lives of adult ‘kids’

Almost 20 per cent of Australians have inherited some form of wealth from a family member.

16.08.2025 9

Brisbane Times

Nicole Pedersen-Mckinnon

Why is my credit score bad when I am so good with money?

One factor may have killed your credit rating. Here’s what you can do.

09.08.2025 10

WA Today

Nicole Pedersen-Mckinnon

Why is my credit score bad when I am so good with money?

One factor may have killed your credit rating. Here’s what you can do.

09.08.2025 8

The Sydney Morning Herald

Nicole Pedersen-Mckinnon

Why is my credit score bad when I am so good with money?

One factor may have killed your credit rating. Here’s what you can do.

09.08.2025 5

The Age

Nicole Pedersen-Mckinnon

Why is my credit score bad when I am so good with money?

One factor may have killed your credit rating. Here’s what you can do.

09.08.2025 7

Brisbane Times

Nicole Pedersen-Mckinnon

The 3-step check to see if you’re in a good super fund

A perfect super storm saw years of the contributions I earned as a teenager evaporate. Here’s how to ensure it never happens to you.

02.08.2025 10

WA Today

Nicole Pedersen-Mckinnon

The 3-step check to see if you’re in a good super fund

A perfect super storm saw years of the contributions I earned as a teenager evaporate. Here’s how to ensure it never happens to you.

02.08.2025 10

The Sydney Morning Herald

Nicole Pedersen-Mckinnon

The 3-step check to see if you’re in a good super fund

A perfect super storm saw years of the contributions I earned as a teenager evaporate. Here’s how to ensure it never happens to you.

02.08.2025 6

The Age

Nicole Pedersen-Mckinnon

The 3-step check to see if you’re in a good super fund

A perfect super storm saw years of the contributions I earned as a teenager evaporate. Here’s how to ensure it never happens to you.

02.08.2025 7

Brisbane Times

Nicole Pedersen-Mckinnon

If inflation is under control, why does your budget feel so stretched?

The numbers are pointing to the rate of price rises sitting at where the Reserve Bank wants it, but that doesn’t mean we get to see the benefits...

01.08.2025 10

WA Today

Nicole Pedersen-Mckinnon

If inflation is under control, why does your budget feel so stretched?

The numbers are pointing to the rate of price rises sitting at where the Reserve Bank wants it, but that doesn’t mean we get to see the benefits...

01.08.2025 7

The Sydney Morning Herald

Nicole Pedersen-Mckinnon

If inflation is under control, why does your budget feel so stretched?

The numbers are pointing to the rate of price rises sitting at where the Reserve Bank wants it, but that doesn’t mean we get to see the benefits...

01.08.2025 9

The Age

Nicole Pedersen-Mckinnon

If inflation is under control, why does your budget feel so stretched?

The numbers are pointing to the rate of price rises sitting at where the Reserve Bank wants it, but that doesn’t mean we get to see the benefits...

01.08.2025 10

Brisbane Times

Nicole Pedersen-Mckinnon

Credit card companies are hoarding rate cuts. Shame on them

It’s nothing short of a scandal that credit card interest rates barely budge, no matter what is happening with official rates.

25.07.2025 9

WA Today

Nicole Pedersen-Mckinnon

Credit card companies are hoarding rate cuts. Shame on them

It’s nothing short of a scandal that credit card interest rates barely budge, no matter what is happening with official rates.

25.07.2025 9

The Sydney Morning Herald

Nicole Pedersen-Mckinnon

Credit card companies are hoarding rate cuts. Shame on them

It’s nothing short of a scandal that credit card interest rates barely budge, no matter what is happening with official rates.

25.07.2025 8

The Age

Nicole Pedersen-Mckinnon

Credit card companies are hoarding rate cuts. Shame on them

It’s nothing short of a scandal that credit card interest rates barely budge, no matter what is happening with official rates.

25.07.2025 7

Brisbane Times

Nicole Pedersen-Mckinnon

Forget card surcharges, these three invisible fees are costing us more

Hidden fees are a fact of life in our financial system, and some of them are even more egregious than credit card surcharges.

19.07.2025 10

WA Today

Nicole Pedersen-Mckinnon

Forget card surcharges, these three invisible fees are costing us more

Hidden fees are a fact of life in our financial system, and some of them are even more egregious than credit card surcharges.

19.07.2025 9

The Sydney Morning Herald

Nicole Pedersen-Mckinnon