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Vibhu Arya

Vibhu Arya

The Conversation

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Banks must cancel direct debits on request. Why isn’t it the same for card payments?

Banks must cancel direct debits on request. Why isn’t it the same for card payments?

It’s much harder for Australians to cancel a subscription paid for with a credit or debit card than for shoppers in the UK, India and the European...

24.04.2026 6

The Conversation

Vibhu Arya

Banning card surcharges will make paying simpler – but not necessarily cheaper

From October, there’ll be no nasty surprise charges when you pay by card. But some shoppers may have to pay more than they do today – here’s why.

01.04.2026 10

The Conversation

Vibhu Arya

The RBA card surcharge ban will still hit your wallet

Research shows that without alternative payment methods, banning fees merely shifts transaction costs rather than remove them.

01.04.2026 10

Financial Review

Vibhu Arya

After OpenAI’s new ‘buy it in ChatGPT’ trial, how soon will AI be shopping online for us?

26.10.2025 20

Pearls and Irritations

Vibhu Arya

After OpenAI’s new ‘buy it in ChatGPT’ trial, how soon will AI be online shopping for us?

AI-powered shopping is now live in the US and aiming to roll out overseas. So how does it work? And what are companies like Google planning to launch...

24.10.2025 20

The Conversation

Vibhu Arya

No more card charges: how Australians can switch to fast, fee-free payments right now

Card surcharges cost Australians more than $1 billion a year. Switching to real-time payments – which are already here – would cut costs for...

29.08.2025 20

The Conversation

Vibhu Arya