SBI Q4 results: Beats expectations on net profit but not on net interest margin

The largest bank in the country beat investor expectations on net profit for the Jan-March quarter or Q4 of FY26. However, it did not perform as spectacularly on other parameters such as net interest margin, which is the difference between the interest earned and paid by the bank.

Kolkata: The country’s biggest bank, SBI announced its Q4 results posting 6% Y-o-Y increase in its net profit during the Q4 period of FY26. Importantly, SBI’s Q4FY26 domestic net interest margin slipped to 2.93% from 3.14% a year earlier. Analysts attributed it to rate cuts in December 2025 and rising costs.  The net profit touched Rs 19,683.75 crore against Rs 18,642.59 crore in the same........

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