At the SEACEN conference in Bali, Bank Indonesia stressed that central banks must build trustworthy AI governance, strengthen payment systems and reinforce regional resilience rather than simply adopting new tools.

AI can process large datasets and flag anomalies, yet it remains dependent on data quality and human interpretation; it should augment, not replace, professional judgment and policy accountability.

Because financial and technological risks cross borders, gradual testing with human oversight, shared principles through SEACEN and continuous institutional capacity-building are presented as the prudent path.

When technology advances faster than people’s ability to understand it, the question is no longer simply who can adapt the fastest, but who is best prepared to manage its consequences. Artificial intelligence (AI) presents precisely this challenge for central banks. While the technology offers opportunities to improve efficiency and analytical capabilities, it also requires institutions to rethink how they safeguard economic and financial stability.

This challenge was highlighted at the South East Asian Central Banks (SEACEN) conference in Bali on October 5, 2026. Bank Indonesia emphasized the importance of a coordinated approach among central banks to establish trustworthy AI governance, strengthen payment systems, and maintain regional financial resilience. The message is clear: responding to........

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