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Brett Millard

Brett Millard

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Deciphering the budget

Deciphering the budget

The federal government released its 2025 budget last week and, as usual, the headlines were full of promises—investment in the economy, help for...

yesterday 2

Castanet

Brett Millard

Financial literacy lessons

Financial literacy lessons

When it comes to helping the next generation, many grandparents’ first instinct is to open their wallets. After all, who doesn’t want to give...

04.11.2025 2

Castanet

Brett Millard

Money milestones

Money milestones

Most of us think of key life events—buying a home, travelling, retirement—as "milestones." According to the recently released Money and Milestones...

28.10.2025 2

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Brett Millard

Funding you future

One of the most common financial dilemmas I hear is, “How do you strike the right balance between spending money to enjoy life today and saving...

21.10.2025 3

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Brett Millard

Get your finances in order

On Oct. 8, the world paused to observe World Financial Planning Day—an annual event meant to raise awareness of the power and importance of having a...

14.10.2025 7

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Brett Millard

Life insurance calms

Canadians are feeling the weight of today’s economy. Rising prices, high housing costs, and worries about a potential recession have many households...

07.10.2025 2

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Brett Millard

TFSA dos and don'ts

The Tax-Free Savings Account (TFSA) is one of the best financial tools available to Canadians. It allows your money to grow tax-free, whether you’re...

30.09.2025 3

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Brett Millard

Impact of interest rate cut

Last week, the Bank of Canada lowered its key interest rate by one quarter of one percent, bringing it down to 2.5 per cent. That was the first rate...

23.09.2025 2

Castanet

Brett Millard

Planning a sabbatical

The idea of taking a sabbatical has a lot of appeal. Whether it’s traveling, focusing on personal growth, spending more time with family, or simply...

09.09.2025 2

Castanet

Brett Millard

Selling your U.S. property

A recently released Royal LePage-commissioned survey revealed 54 per cent of Canadians who own residential property in the U.S. are planning to sell...

02.09.2025 2

Castanet

Brett Millard

AI finanical planning advice

Artificial intelligence tools like ChatGPT have exploded in popularity in recent years. From drafting emails to answering trivia questions, AI...

26.08.2025 2

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Brett Millard

The 'sandwich generation'

For many Canadians in their late 30s to 50s, life feels like an endless juggling act. You’re working to grow your career, raising children, and...

19.08.2025 3

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Brett Millard

Dealing with job loss

The latest Canadian jobs report was expected to show growth—instead, it delivered bad news. On Aug. 8, Statistics Canada reported a loss of more...

12.08.2025 6

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Brett Millard

Avoiding lifestyle creep

As people progress in their careers and earn more over time, it’s natural to want to enjoy the fruits of their labour. A nicer car, a bigger home,...

05.08.2025 10

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Brett Millard

Building an emergency fund

A recent MNP Consumer Debt Index survey delivered a sobering snapshot of Canadian household finances: more than 14 million Canadians say they have...

30.07.2025 5

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Brett Millard

Questions for your advisor

A study conducted in the spring revealed a striking statistic—83 per cent of Canadians have concerns about what will happen when their financial...

22.07.2025 3

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Brett Millard

Dangers of AI on finances

Artificial intelligence is rapidly transforming the way financial institutions operate across Canada. Whether it’s your bank using AI to detect...

15.07.2025 5

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Brett Millard

Finances and mental health

It seems that every month and year that rolls by produces yet another story or survey that highlights how Canadians are falling further and further...

01.07.2025 3

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Brett Millard

Special financial planning

Raising a child with a disability comes with deep rewards—but also unique financial challenges. In Canada, while some support systems exist, the...

24.06.2025 2

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Brett Millard

Questions to ask your bank

A large majority of Canadians bank with one of the “Big Five” financial institutions—RBC, TD, Scotiabank, BMO, and CIBC. These banks dominate...

17.06.2025 3

Castanet

Brett Millard

AI and your finances

Artificial intelligence is poised to reshape virtually every sector of our lives to some degree, and financial services is near the top of that list....

10.06.2025 3

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Brett Millard

Death and your finances

No one likes to think about dying. It’s not exactly dinner table conversation—unless your family is especially morbid or has a great sense of...

03.06.2025 5

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Brett Millard

Pet costs

There’s nothing quite like the joy of coming home to a wagging tail and a happy bark. As a dog lover myself, I completely understand the appeal....

27.05.2025 3

Castanet

Brett Millard

What to do with tax refund

Almost 20 million Canadians receive a tax refund each year. If you’re one of those who received, or are about to receive, a refund, you might wonder...

20.05.2025 8

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Brett Millard

You're not Warren Buffet

American investor and philanthropist Warren Buffett, the “Oracle of Omaha,” has finally announced his retirement. As the curtain closes on one of...

13.05.2025 3

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Brett Millard

Financial protection

With the Liberal Party securing another term in the 2025 federal election, many Canadians are left wondering what that will mean for their personal...

06.05.2025 3

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Brett Millard

Rating your rates of return

What rate of return is your advisor using when they prepare retirement plans or investment proposals for you? If you don’t know, it’s time to...

29.04.2025 3

Castanet

Brett Millard

Fighting financial scams

Despite countless warnings, public awareness campaigns, and an ever-growing library of resources on how to avoid financial scams, the number of...

22.04.2025 3

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Brett Millard

Patriotism, financial returns

As the trade war between Canada and the United States drags on, many Canadian investors are understandably uneasy about their exposure to U.S....

15.04.2025 2

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Brett Millard

Financial myth busting

Canadians are facing a turbulent economic landscape marked by persistent inflation and the growing impact of tariffs. Unfortunately, these financial...

08.04.2025 4

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Brett Millard

Impact of interest rate cuts

Earlier this month, the Bank of Canada announced its seventh consecutive interest rate cut since it began lowering rates in June 2024. These rate cuts...

01.04.2025 3

Castanet

Brett Millard

Money still top stressor

Money continues to be the number one source of stress for Canadians, according to the 2025 Financial Stress Index from FP Canada — though the latest...

25.03.2025 4

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Brett Millard

Messy inheritances

Inheritance disputes have the potential to tear families apart. When parents pass away without a clear and well-organized estate plan, even close-knit...

18.03.2025 3

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Brett Millard

Trade war stress

Many Canadians have been feeling the strain of financial stress for some time now, with rising inflation, higher interest rates and an increasingly...

11.03.2025 3

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Brett Millard

Tax tips for seniors

As tax season approaches, it's essential for seniors to be aware of the various tax credits, deductions, and benefits available specifically to them....

06.03.2025 10

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Brett Millard