No one likes to think about dying. It’s not exactly dinner table conversation—unless your family is especially morbid or has a great sense of humour.

But here’s the truth, everyone dies , every single one of us—you, me, the guy who invented the fidget spinner. We all get one ride on this rollercoaster. And yet, many of us are reluctant to acknowledge the obvious when it comes to our finances.

Avoiding the topic of death doesn’t make it go away. What it does do is leave your loved ones in the dark, your finances in disarray, and your plans unfinished. It’s a little like ignoring the smoke alarm because you don’t want to deal with changing the battery—except the stakes are much, much higher.

So break the taboo and talk about how embracing your mortality can actually lead to a healthier, more thoughtful, and more complete financial plan.

1. Life insurance: A love letter in policy form

Life insurance isn’t just for parents with young kids or people........

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