Americans will soon choose a set of senators who will take office in January 2027 and serve through early 2033. In the final months of that term, Social Security's retirement trust fund is expected to run dry and trigger benefits cuts of 22 percent—not just for the wealthy, not just for new retirees, but for everyone up to and including widows living on survivors' checks.

Somehow, this has yet to sink into the national consciousness.

The precise timing is a projection. The cuts are not. They're activated automatically following the law: Once the trust fund is empty, Social Security can pay out only what it collects. And the zero hour keeps moving toward us. This year's trustees report pulled the projection forward a full year. The program has promised to pay out roughly $30 trillion more than it will take in over the next 75 years.

Yet few candidates are talking about this in any serious way. It pays to say nothing. Evidently, lots of legislators believe that the political cost of telling voters the unhappy news today exceeds the cost of letting the cuts occur tomorrow. That's how we ended up just one term from disaster.

When politicians do raise the issue, they make the fix sound easy. Sens. Bernie Moreno (R-OH) and Elizabeth Warren (D-Mass.) want you to believe that eliminating the........

© Townhall