WELCOME TO HOW I Spend My Money, a series on The Journal that looks at how people in Ireland really handle their finances. 

Are you a spender, a saver or a splurger? We’re asking readers to keep a record of how much they earn, what they save if anything, and what they’re spending their money on over the course of one week. If you’re interested, send a mail to money@thejournal.ie. We would love to hear from you.

Each money diary is submitted by readers just like you. When reading and commenting, bear in mind that their situation will not be relatable for everyone, it is simply an account of a week in their shoes, so let’s be kind.

Last time around, we heard from a financial administrator in the west of the country. This week, a receptionist on €30k saving to move to Australia.

I’m 27 years old and I live in Dublin. I work as a receptionist and I live in my dad’s house, which saves me a lot of money in rent. My job is within walking distance to my house, which is handy, and I don’t drive so I don’t have big transport expenses. I’m currently saving to emigrate to Australia with my boyfriend. I aim to save €100 to €150 a week, but that changes depending on whether I have expenses that I wasn’t expecting, etc.

I work full-time Monday to Friday, and I don’t do much in my spare time during the week while I’m trying to save as much as I can. After work, I usually relax and watch Netflix at home or go to the gym. I like to meet up with friends and my boyfriend at the weekends.

Occupation: Receptionist

7.30am: I get up, have a shower and get ready for work. I tend to........

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