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Only one group benefits from blocking Kathy Hochul’s NY plan to cut auto insurance — lawyers

Gov. Kathy Hochul’s plan to lower auto insurance rates by cracking down on fraud is one of the hurdles keeping Albany from passing a budget, which is now nearly a month late.

Yet why is such a plan even controversial?

Clearly, lower rates benefit all New Yorkers; even those who don’t own vehicles stand to gain, since businesses that save on auto or truck insurance can pass along the savings to customers.

Under the state’s obscene status quo, motorists are shelling out an average of $4,000 a year on premiums, $1,500 (38%) more than the national average.

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