Trayam means three and “tapa” is the Agni/fire/suffering that consumes. Thus, tapatrayam means three types of suffering that consume people. 

The three aspects of suffering for humans can arise from self, external, and beyond control, of divine/nature levels. When it is self-generated, it is called “adhyatmika”. When it is due to external aspects, it is called “adhibhautika”.........

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