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Jay L. Zagorsky

Jay L. Zagorsky

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Signs of Economic Distress: Personal Bankruptcy Filings are Soaring in 2026

The number of Americans who file for bankruptcy is growing. More than 500,000 people took this step in 2025, nearly 50% more than in 2022. And the...

19.08.2026 4

CounterPunch

Jay L. Zagorsky

Personal bankruptcy filings are soaring in 2026, signaling growing economic distress

Personal bankruptcy filings are soaring in 2026, signaling growing economic distress

State laws vary, so where you live may determine whether you’ll get to keep your home.

19.08.2026 7

The Conversation

Jay L. Zagorsky

Should paper checks be abolished like the penny?

Many Americans still write checks, even if you no longer do.

24.07.2026 10

The Conversation

Jay L. Zagorsky

Nvidia and Apple get a cut of every baby’s $1,000 Trump Account

The federal gift is automatically invested in an S&P 500 fund, meaning about a fifth of every newborn's nest egg flows straight into four mega-cap...

19.07.2026 10

Fortune

Jay L. Zagorsky

What are Trump Accounts for? They are more likely to help newborns start building nest eggs than help pay for their college education

The government is kicking in $1,000 for babies born in calendar years 2025 through 2028.

17.07.2026 10

The Conversation

Jay L. Zagorsky

Why is Halloween starting so much earlier each year? A business professor explains

Once a modest fall festivity, Halloween has transformed into a monthslong commercial phenomenon. You can hardly blame retailers.

20.10.2025 20

The Conversation

Jay L. Zagorsky

Does anyone go to prison for federal mortgage fraud? Not many, the numbers suggest

In 2024, seven times more Americans were struck by lightning than were convicted of federal mortgage fraud.

16.09.2025 20

The Conversation

Jay L. Zagorsky

What is personalized pricing, and how do I avoid it?

As AI powers individualized pricing across industries, businesses are increasingly charging based on what they think you can pay.

31.07.2025 20

The Conversation

Jay L. Zagorsky

For Trump’s ‘no taxes on tips,’ the devil is in the details

Tipped workers are more likely to see modest gains than a tax-free windfall.

10.06.2025 20

The Conversation

Jay L. Zagorsky