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James Graham

James Graham

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How can I check my offset account is collecting the savings it should?

How can I check my offset account is collecting the savings it should?

55% of Australian home loans have an offset account. But they can be difficult to navigate, set up and monitor – and they’re not a good deal for...

29.07.2026 10

The Conversation

James Graham

Britain has so many stories. The reason we fund the arts together is so we can tell them

It shouldn’t feel like a contentious image: a large cross of St George – England’s national flag – being unfurled and laid out on a raked...

04.07.2026 30

The Guardian

James Graham

Auction sales are sliding, banks are tightening loans. But is the budget really the only factor?

National auction clearance rates are now lower than usual. But a closer look at the data reveals some of these housing trends began months ago.

27.05.2026 30

The Conversation

James Graham

With interest rates on the way down, could house prices boom? Here’s what research suggests

Borrowing is getting cheaper. But for aspiring homeowners, research suggests this could push house prices even further out of reach.

02.06.2025 30

The Conversation

James Graham