Am I wasting my time chasing quick money tips?

April 21, 2026 — 12:33pm

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I struggle with carving out time to spend on my finances. I want to be on top of them, but it feels really time-consuming. How much time should I be spending on them?

This might surprise you, but you can set your finances up in a way that allows you to manage your money and build wealth with less than one hour per week of maintenance.

People often think managing your finances has to be very time-consuming. But it doesn’t. Here are some common mistakes that make it more time-consuming than necessary:

Chasing tips, tricks and tactics. There is a whole world of money management tips that focus on short-term wins – whether it’s bargain hunting and no-spend challenges to save money, or hopping from one investment to another searching for a quick profit.

These tips might deliver short-term benefits, but they are short-lived in nature. You’ll always be stuck on the hamster wheel, looking for the next quick win.

This is what makes it feel ‘hard’ and like ‘a lot of work’. If saving money is dependent on you constantly monitoring your behaviour, second-guessing every purchase, micromanaging........

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