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More than 1 in 3 Americans making over $300,000 say they are living paycheck to paycheck

30 0
01.10.2026

More than 1 in 3 Americans making over $300,000 say they are living paycheck to paycheck

A new Goldman Sachs survey finds even some of the country’s highest earners are struggling to save and delaying major financial goals.

[Photo: Christian Delbert/Adobe Stock]

The affordability crisis puts a huge strain on Americans making the least, but apparently everyone is feeling it.

More than a third of people earning under $100,000 a year or over $300,000 a year say they live paycheck to paycheck, according to a new report on retirement trends from Goldman Sachs. For those making less than $100,000, the share of people struggling to save is 42%, while 36% of their well-compensated counterparts above the $300,000 threshold report a similar lack of financial wiggle room. Over two-thirds of Americans earning under $100,000 or over $300,000 also say they had been forced to put their financial goals on........

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