In times of increased economic uncertainty, the number of tough financial choices facing the average person seems to rise exponentially.

Clashing priorities battle it out: Will the latest paycheque be swallowed by the mortgage, car payments and bills? Can $100 or more be spared each month for an emergency fund? Or to tuck away in the kids’ registered education savings plans as well as a registered pension plan?

When grocery bills and gas prices are up and pay raises are muted by inflation, is there even anything left after paying monthly expenses? It’s a challenging time with no hint of improvement on the horizon.

Read: Vancity using data to support employees’ financial, mental health amid rising cost of living

But these aren’t the questions of every generation. The questions above are mine — an elder millennial who relates more with generation X. Different age groups, income brackets and genders are facing these challenges in very different ways.

This is exactly why Benefits Canada rebranded the 20-year-old CAP Member Survey to the Employee Savings Survey in 2025. In its sophomore year, we still compared the results with previous years, but we also took a deeper dive into the demographic data.

At the end of March, we hosted the 2026 Employee Savings Summit, with a panel of experts sharing........

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