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Victim of credit card fraud? How to dispute charges and secure your accounts

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Q: My husband recently got a text from his credit card company about some irregular transactions on his account. One of the purchases looked familiar, but the other definitely didn’t. He had to file a fraud report and go through several steps, but we’re still worried we could end up being responsible for what turned out to be about $5,500 in charges. What really has us concerned is something that happened a few days earlier. We bought an item online and, although we eventually received what we ordered, the transaction felt a bit off. My husband was in a hurry while he was communicating with the seller, and now we’re worried he might have shared information that led to the fraudulent charges. Since then, we’ve been feeling anxious and second-guessing everything. If we end up being on the hook for that $5,500, it would take us a year or two to pay it off. I’m currently on maternity leave and our budget is already very tight. What should we do? ~Elise

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A: It’s completely understandable to feel rattled after experiencing something like this. When........

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