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The sobering reality when you only make minimum credit card payments

More Canadians are settling into minimum-only credit card payments. Here is how to see what that habit truly costs, and how to shift.

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Q: My grocery bill has crept up so much over the past year that I’ve started doing something I never thought I would do. I’m only paying the minimum amount on my credit cards. I have two kids to feed, I’m not behind on anything, and my job is stable. It happened so gradually that it just feels normal now, and that’s what’s bothering me. Is this actually a problem, or is this simply what managing money looks like right now? ~Petra

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