Open the My Jio app to recharge your phone, and without leaving it, you can now sign up for a financial adviser.

For Rs 350 a year, which is less than what many mutual funds charge in expense ratios, Jio Blackrock Investment Advisers will build a personalised portfolio for investments up to Rs 1 lakh. Beyond that, it charges 0.35%, with the first three months free.

The process is easy, too. A short risk questionnaire asks what you are saving for—a house, children, retirement—how long the money can stay invested, and how you might react if markets fall 10–20% in a........

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