Home insurance rates set to jump in these states, report says

Related video above: “Bill would create down payment savings accounts“

(NEXSTAR) – Homeowners in several states should brace for potential double-digit percent increases in their home insurance rate in 2026, according to a forecast by Insurify.

Citing severe weather and natural disasters, the study’s authors found that home insurance costs are expected to increase 4% on average by the end of the 2026, marking the fifth straight year of increases.

“Severe convective storms, which can conjure tornadoes, hail, and other perils, have wrought damage across the U.S. in recent years, particularly in the Midwest and Great Plains states,” the report states. “These storms caused more than $52 billion in insured losses in 2025, the third-highest total on record, behind only 2023 and 2024.”

In Nebraska, for example, one especially........

© The Hill