Bought a home between 2022 and 2025? You could be most vulnerable to this housing market shift

Home equity is weakening across the U.S., but experts say buyers who purchased near the market peak with small down payments face an especially big risk.

[Source image: Adobe Stock]

The share of homeowners sitting pretty on a huge chunk of home equity just hit a nearly five-year low. 

In a new report, property data company Attom found that just 41% of U.S. homes with mortgages were equity-rich in the second quarter, down from 43% in the first quarter of the year. That might not sound like a huge drop, but just a year ago 47% of homes met the same criteria. To qualify as equity-rich for the report’s purposes, a homeowner’s mortgage balance needed to be no more than half the estimated market........

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