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How Pakistan’s BISP Safety Net Lost Rs166 Billion To Fraud In Two Years – OpEd

32 0
07.07.2026

Structural Inconsistencies — The Benazir Income Support Programme (BISP) shows major inconsistencies, including conflicting budget figures (Rs 706–722 billion for FY2025-26), incomplete reach (only 18% of the poorest quintile covered), and no clear path to exit poverty.

Massive Fraud and Leakage — Auditors flagged Rs 166 billion in irregularities over two years (FY2023-25), including payments to ghost beneficiaries, dead people, government employees, and cases of one CNIC linked to multiple women.

Persistent Governance Failures — Despite biometric and NADRA checks, fraud continues across multiple audits and leadership changes, indicating systemic enforcement and accountability problems rather than technical issues.

Pakistan’s Benazir Income Support Programme was built to catch the poorest households falling through the cracks of a collapsing economy. Eighteen years and roughly Rs 2.6 trillion in cumulative disbursements later, a different pattern has emerged alongside the poverty relief: BISP is both structurally inconsistent and one of the most consistently compromised cash-transfer systems in South Asia — audited, flagged, and re-flagged year after year by the country’s own auditors.

The numbers don’t even agree with each other. Pakistan’s Finance Ministry, its........

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