Have your finances stalled? Use these three ways to break through

March 10, 2026 — 4:06pm

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One of the common challenges clients present to me is hitting a plateau in their financial growth. They’ve achieved a level of stability or success but, somehow, stay within a certain financial range, seemingly unable to break that ceiling.

Here are some common reasons for stasis, and how to break free of them.

Thinking that hustle and grind are the answer

What it looks like: You think you just need to hustle and grind more. That’s what got you to your current success level, so it’s only natural to assume you need more of the same.

As a result, you’re constantly looking for the next new thing – strategy, tool, tactic – that will help you break through. You’re constantly looking for the missing link.

Why it matters: This way of operating will usually take you only so far. Think about two people who have the task of digging a hole – one uses a shovel, the other a tractor. The guy with the shovel might think: “I just need to work harder”, but no amount of working harder with a shovel will get him the results he wants. He needs to change how he’s working.

It’s not the economy, markets, investments – it’s about identifying and........

© The Sydney Morning Herald