When it comes to aged care, the decisions you make – where to live, how to fund care, and what to do with the family home – can have significant financial and emotional consequences. That’s why getting advice matters.

But not all advice is created equal. Before you commit, here are five questions you should ask:

When it comes to aged care, the decisions you make can have significant financial and emotional consequences.Credit: interstid - stock.adobe.com

1. What qualifications and experience do you have? Aged care advice isn’t part of every adviser’s toolkit. It’s a specialist area involving a unique mix of financial, legal, and government systems.

Ask what qualifications the adviser holds, how they keep their knowledge up to date and how often they provide aged care advice. Do they understand the Centrelink rules, aged care fees and estate implications? How often do they provide advice – is this something they do every day or only a few........

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