New Delhi: Artificial intelligence (AI) is no longer a futuristic concept—it is actively reshaping the fintech industry. At the recently concluded Money9 Financial Freedom Summit 2025, industry leaders came together for a panel discussion on “All AIs on Fintech Unicorns”, dissecting how AI is driving fintech growth, improving user experience, and addressing risks. The session, moderated by Gaurav Agrawal, Anchor & Executive Producer at TV9 Bharatvarsh, featured experts from Bank Bazaar, PayU, PolicyBazaar, and Moneyfront sharing their views on AI’s impact on finance.

The discussion kicked off with a look at AI’s role in expanding fintech companies. Upasna Batra, Director of Strategy at PayU, explained how AI serves as an assistant, increasing productivity and automating low-level tasks. “When we say artificial intelligence, it’s a tool that increases productivity. It’s more like an assistant—it is not The BOSS. AI automates many repetitive tasks, allowing teams to focus on strategic decisions,” she said.

With AI becoming more embedded in financial services, the........

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