An innovative equity release solution is giving older homeowners in Australia a way to access wealth without borrowing, downsizing, or leaving their homes.

Melbourne-based Homesafe Solutions Pty Ltd is addressing the growing financial challenges facing Australian retirees with its flagship product, Homesafe Wealth Release®. As the cost of living rises and superannuation balances fall short, many older Australians are finding themselves asset-rich but income-limited. For these homeowners, unlocking equity from the family home often comes with undesirable trade-offs—taking on debt, selling the property, or downsizing. Homesafe Wealth Release offers a different approach.

Developed specifically for homeowners aged 60 and over, Homesafe Wealth Release provides a tax-free, lump-sum payment today in exchange for a capped share of the future sale proceeds of the home. The agreement is not a loan, and therefore involves no interest, no monthly repayments, and no risk of accumulating debt. Clients retain full legal ownership of their property and can remain in their home for life, with complete protection from negative equity.

Since launching in 2005, Homesafe........

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