A Nomadic Founder’s Credit Card Strategy Explained

No one taught me financial literacy. So I learned the expensive way.

BY KIMANZI CONSTABLE, FREELANCE WRITER

Illustration: Getty Images

I grew up with a Kenyan mother and Congolese stepfather who didn’t say much about money. When I turned 18, I got credit cards, ran up the balances, and had to declare bankruptcy. I’m a first-generation American who learned financial literacy the hard way. 

I eventually found YouTube University and........

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