The Code on Social Security, 2020 (“Code”) marks a significant step in consolidating and modernising India’s fragmented social security framework. Of particular importance are its provisions addressing unorganised workers, gig workers, and platform workers, segments that have historically remained outside formal welfare structures despite constituting a substantial portion of the workforce. By enabling the formulation of targeted welfare schemes, mandating registration, and introducing contributory mechanisms involving governments and aggregators, the Code seeks to extend a safety net to these vulnerable categories. Complementing this framework are provisions on finance and accounts, ensuring transparency, accountability, and fiscal discipline in the functioning of social security organisations.

What welfare schemes can be framed for unorganised workers by the Central Government?

The Central Government may frame and notify suitable welfare schemes from time to time for unorganised workers covering:

(a) Life and disability cover

(b) Health and maternity benefits

(c) Old age protection

(e) Any other benefit as determined by the Central Government

What welfare schemes can be framed by the State Government for unorganised workers?

The State Government may frame and notify schemes including:

(b) Employment injury benefit

(d) Educational schemes for children

(e) Skill upgradation of workers

(f) Funeral assistance

How can schemes framed by the Central Government be funded?

(a) Fully funded by the Central Government

(b) Jointly funded by Central and State Governments

(c) Funded by Central Government, State Government, and contributions from beneficiaries or employers

(d) Funded from any source, including corporate social responsibility funds or other specified sources

What essential matters must be provided in schemes framed by the Central Government?

Each scheme must include provisions relating to:

(a) Scope of the scheme

(b) Implementing authority

(e) Implementing agencies

(f) Grievance redressal

(g) Any other relevant matter

(h) Additionally, a special purpose vehicle may be created for implementation.

How can schemes framed by State Governments be funded?

(a) Fully funded by the State Government

(b) Funded by the State Government along with contributions from beneficiaries or employers

(c) Funded........

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