Student loan borrowers scramble after learning some repayment plans are disappearing

Borrowers taking out new federal loans after July 1 may face a dramatically simplified, albeit more restrictive, repayment system.

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BY María José Gutiérrez Chávez

Decision time is near for millions of federal student loan borrowers who will need to pick a new repayment plan starting July 1.

Due to the Big Beautiful Bill Act passed in July 2025,........

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