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Muhammad Zain Ul Haq

Muhammad Zain Ul Haq

The Spine Times

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Pakistan’s New Opening: Strategic Significance of Armenia in the Caucasus

Armenia’s emerging role as a transit hub in the Caucasus offers Pakistan access to Eurasian markets and energy corridors along with political...

14.09.2025 20

The Spine Times

Muhammad Zain Ul Haq

Bridging the Digital Divide: Microfinance and the Digital Economy in Pakistan

Digitalization is reshaping Pakistan’s microfinance and informal business sectors by enhancing financial inclusion, streamlining operations, and...

12.06.2025 20

The Spine Times

Muhammad Zain Ul Haq