WELCOME TO HOW I Spend My Money, a series on The Journal that looks at how people in Ireland really handle their finances.

Are you a spender, a saver or a splurger? We’re looking for readers who will keep a money diary for a week. If you’re interested send a mail to money@thejournal.ie. We would love to hear from you.

Each money diary is submitted by readers just like you. When reading and commenting, bear in mind that their situation will not be relatable for everyone, it is simply an account of a week in their shoes, so let’s be kind.

Last time around, we heard from an investment banker on £75K who moved to London last year. This week, a marketing manager on €63K living in Dublin. 

I’m in my 30s and currently living in Dublin with my parents. After living abroad for a few years, I moved back to Ireland earlier this year and back into my family home as the cost of rent in Dublin is crazy. It’s been nice to be around family again after living away. I am very lucky to be able to save on rent at the moment. I do have a decent pot of savings built up now (approx €70k) and aim to save around €1,000 per month. I am currently only on a temporary work contract, so I’m not too sure what will happen when that ends, so for now, I’m just saving for the future.

In my spare time I like to travel, catch up with friends over dinner or coffee. I enjoy doing yoga classes on the weekends, as well as running, and also like to practice hobbies such as art.

Occupation: Marketing manager

Age: 30s

Location: Dublin

Salary: €63,000 (plus bonus up to €10k)

Monthly pay (net): €3,300 (I get paid x13 times per year)

Transport: €25 – I walk as much as possible and don’t own a car

Rent: €300 – I pay my parents this amount each month (very appreciative of how privileged my situation is)

Household bills: €0 (covered in rent)

Phone bill: €20

Health insurance: €0 (covered by my employer)

Groceries: €50/100 – living at home means I buy very little groceries

Subscriptions: €10 gym (subsidised by my employer), €200 monthly community studio membership payment

Pension: €290

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7.00 am: I get up and get ready for work. I’m in the office today, usually on Mondays I can........

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