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Klarna’s First Public Earnings Report: Strong US Growth, ‘Neobanking’ and A.I.

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CEO Sebastian Siemiatkowski says Klarna is evolving from BNPL to a full “neobank.” Photo by Spencer Platt/Getty Images

Today (Nov. 18), Klarna reported its first quarterly earnings as a public company. The fintech giant, which debuted on the New York Stock Exchange in September, is growing quickly as it leans into A.I. and looks to expand beyond its Buy Now, Pay Later (BNPL) service into more traditional banking offerings.

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