Crisis Is the Real Product Test—and State Farm Just Failed It

California just hit State Farm with the largest penalties sought following a wildfire disaster this century.

EXPERT OPINION BY SOREN KAPLAN, WSJ BESTSELLING AUTHOR, KEYNOTE SPEAKER, AND LEADERSHIP STRATEGY ADVISOR

The remains of oceanfront homes destroyed in the Palisades Fire along the Pacific Coast Highway in Malibu, California, on January 17, 2025. Photo: Getty Images

California’s Insurance Commissioner just announced enforcement........

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