Whether you’ve already filed your 2025 tax return, are scrambling to do so, or are applying for an extension, now is the time to think about reducing your future tax burden. Join us Monday, March 30 at 3 PM EDT for a live session featuring audience Q&A with our three resident tax experts, offering planning ideas, last-minute tax-filing advice, and tips on dealing with a stretched, sometimes dysfunctional IRS.

Sneaky tax brackets—particularly in retirement—and how to minimize them.

Whether and when to convert regular retirement accounts to Roths.

The new Trump accounts for children (and how and whether to opt into them).

The new, temporary tax deductions (and whether you should make changes to qualify).

Why you should say yes to an online IRS account.

How to cut your state tax bill with the right cash management products.

Bill Baldwin joined Forbes Magazine in 1980 and served for 11 years as its editor. Since 1979, he has been an Enrolled Agent, eligible to practice before the IRS—but his practice these days is limited to journalism. Bill writes frequently for Forbes on topics at the intersection of taxes and portfolio management, and taxes and retirement saving. He has also written on such varied topics as quantum computing, the best ways to hold gold, and how to hedge against inflation.

Kelly Phillips Erb is a Philadelphia-area Forbes senior writer who covers tax, law, and financial crimes. As a tax attorney, Kelly brings a legal perspective to her tax coverage as well as an understanding of the problems ordinary taxpayers can have when dealing with the IRS. She has received several awards, including being named to the Philadelphia Business Journal’s "40 under 40" and one of the Global Tax 50 by the International Tax Review for her "tireless and passionate tax reporting."

Janet Novack joined Forbes in Washington, D.C., in 1986 and has covered federal budget, tax, education and health care policy, as well as Social Security, retirement, tax and financial planning. Her most notable reporting has been about taxes, including exposing billionaire tax cheats and writing cover stories on tax shelters (corporate and individual), tax evasion, and tax policy. She oversees Forbes’ tax and personal finance coverage.

© Forbes