Buying a home can be either an incredibly exciting experience, a very stressful time or a combination of both. Part of the challenge can be committing to the decision to move forward with buying a home.

How do you know if you are ready? How do you know if this is the right time to buy?

I love working with first-time home buyers. I particularly love when they reach out well ahead of time to do their research and get their ducks in a row.

I have been working with one such young lady. She watched for the right home to pop up. She fell in love with one of the listings she viewed and moved forward with an offer. She reached out to her investment advisor to make arrangements to move the funds she needed for her deposit from her investments to her bank account. Oddly, he did not reply to her three phone calls and multiple emails. She was forced to walk into his office to deal with it.

When she got there, he essentially told her she was foolish for buying a home. She should leave her funds in her investments and........

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