One topic I haven’t tackled for a long time is marital breakdowns.

When you are working your way through what is arguably one of the most difficult times of your adult life, it’s important to know that you have options.

There is a program available for refinancing your home specifically for spousal buyouts. Under this program, you can refinance your home up to 95 per cent of the value of the home and use the new funds to pay out your ex-partner and pay out marital debts (provided it is written into your separation agreement).

To qualifying to refinance to 95 per cent, the value of your home must be under $500,000. If the value of your home is over $500,000, you need to........

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