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Renuka Sane

Renuka Sane

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Free UPI was a policy success and an economic distortion

Six years of zero MDR delivered unprecedented digital payments at the price of underinvestment, rising fraud risk, and market concentration.

11.08.2026 20

ThePrint

Renuka Sane

India needs to prepare a strategy document that charts coal’s decline, year on year

India has the world’s third-largest renewable fleet, but we remain a coal-based economy. Coal still supplies close to three-quarters of the...

08.07.2026 20

ThePrint

Renuka Sane

Arbitration in India has become luxury litigation. Let retd judges go, hire a private institution

Private institutions are better placed to handle arbitration because their credibility depends on neutrality, speed, and procedural discipline. To be...

17.06.2026 20

ThePrint

Renuka Sane

Why India needs a dedicated financial conduct regulator

India’s financial system stands at an inflexion point. The expansion has created opportunities, but financial deepening cannot be sustained unless...

02.06.2026 20

ThePrint

Renuka Sane

Rainfall derivatives have arrived in India. We need 3 steps to make them work

The new RAINMUMBAI contract covers the monsoon months and makes a payout based on the occurrence and magnitude of predefined weather conditions....

26.05.2026 40

ThePrint

Renuka Sane

Want to save Alphonso mango from heatwave? Start with open data

The Maharashtra government must fund activities that can develop, certify, and rapidly multiply climate-resilient mango cultivars, along with other...

28.04.2026 20

ThePrint

Renuka Sane

RBI is going out of its way to compensate fraud victims. It doesn’t have the mandate

The RBI may consider evaluating the structural reasons why banks do not invest in fraud protection.

14.04.2026 40

ThePrint

Renuka Sane

Why shielding consumers from rising fuel prices can backfire

IOC, BPCL, and HPCL have lost about Rs 20,000 crore due to the fuel price freeze. These losses will accumulate on balance sheets, raise borrowing...

31.03.2026 30

ThePrint

Renuka Sane

Now is India’s chance to reform its electricity system—utilise the energy crisis

India’s states have vastly different electricity needs. Tamil Nadu has high wind penetration and Rajasthan has abundant solar irradiance. A...

17.03.2026 50

ThePrint

Renuka Sane

India needs derivatives for high economic growth. STT hike is a bad move

A sound tax system is one based on the ability to pay or economic surplus. But the STT taxes the circulation of capital and not its returns, making it...

02.02.2026 40

ThePrint

Renuka Sane

Budget 2026: Push for India’s bond market needs the foundations fixed first

Corporate bonds are priced as a spread over the risk-free rate. In India, the reference risk-free rate is unreliable as large institutions are...

01.02.2026 40

ThePrint

Renuka Sane

In trying to offer security and flexibility, the EPFO may end up providing neither

24.10.2025 20

Indian Express

Renuka Sane

SECI’s overly cautious procurement rules will deter investors from India’s renewable projects

The conditions in the tenders of the Solar Energy Corporation of India are a reflection of the larger policy obsession in India to uncover the...

16.06.2025 20

ThePrint

Renuka Sane