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Christine Ibbotson

Christine Ibbotson

St. Catharines Standard

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ASK THE MONEY LADY: Think of each day as a new start

ASK THE MONEY LADY: Think of each day as a new start
23.01.2025 4

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Some people should declare bankruptcy

ASK THE MONEY LADY: Some people should declare bankruptcy

Dear Money Lady: I am embarrassed to admit this, but I don’t know what to do. I have about $63,000 in credit card debt that I have been trying...

14.01.2025 10

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: The wealthy’s common traits

I have been asked many times how the wealthy save and make money. So, today, let’s share some secrets from those high-net-worth Canadians –...

07.01.2025 3

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Topping up TFSA in December or January

Dear Money Lady: I have not topped up my TFSA, should I do it now in December or wait until January? Ken.   Great question Ken – I think a lot...

18.12.2024 4

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Budgeting over the holidays

I always find it difficult over the holidays to keep the costs down. Have you got any tips for making it through Christmas without spending too...

14.12.2024 4

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Let’s turn lemons into lemonade today

One of my closest friends has never owned a home, always lived very poorly and feels that she has never had any luck in her life.   She looks at...

10.12.2024 4

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Retirement strategies for volatile markets

Readers continually ask me to suggest ways to help them deal with stock market swings.   While we have had somewhat of a difficult year, it is...

03.12.2024 2

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Tips to start investing

Dear Money Lady: I have just started trading in the stock market on my own (I don’t have that much saved yet) and I wondered if you could give me...

13.11.2024 3

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Taking over your finances

Dear Money Lady: We currently have an advisor who in the last few years has become more reactive than proactive/transactional – here’s an example:...

06.11.2024 1

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: The presidential election’s impact on the stock market

Editor’s note: This column was written ahead of the 2024 election day in the U.S.   Dear Money Lady: The stock market is so crazy right now and I...

30.10.2024 1

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Starting a new business over 55

Dear Money Lady: I was planning on starting a new business venture just before the coronavirus started – I am glad I didn’t, but should I...

22.10.2024 1

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Being a single woman in retirement

Dear Money Lady: Going into retirement as an older single woman is more daunting then I thought it would be when I got divorced 5 years ago. I...

18.10.2024 3

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Investing to promote environmental change and social justice

Dear Money Lady: We are just starting to invest and wondered if there were any good investments you could recommend. We want something that makes...

03.10.2024 1

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Financing adult children

Dear Money Lady: My adult daughter and her husband just moved back home to save money and pay off their debt. I was then blindsided when they told...

25.09.2024 1

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Including structured notes in your portfolio

Dear Christine: My advisor suggested I diversify my portfolio to include structured notes and I wanted to see what you thought of them. Thanks,...

19.09.2024 1

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Investing using a ‘collared strategy’

Dear Money Lady: I am a single, retired women with a good stock portfolio, but I worry about what I am invested in. My advisor says that everything...

11.09.2024 4

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: We all have FOMO feelings

My daughter said to me the other day that she had “FOMO” and I was “dripping” in my outfit.   What? I had no idea what she was talking...

04.09.2024 3

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Picking an executor of a will

Dear Money Lady: I am doing up a new will and want to change my executor because I want someone in my family instead of a friend. I am on my own...

28.08.2024 1

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Buying a home with kids

Dear Money Lady: I want to buy a house with my children, and we would all be on the mortgage. My lawyer has suggested that we do this purchase as...

21.08.2024 2

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: The honeymoon stage of retirement

I recently received a question from someone wondering about debt consolidation in retirement and this reminded me of a talk I did a few years ago...

09.08.2024 3

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: A lesson on the Bank of Canada

Most people are taking summer vacation this year and actually going somewhere.   Yes, according to a Canadian IPSOS study (May 2024), eight out of...

08.08.2024 2

Sarnia Observer

Christine Ibbotson

ASK THE MONEY LADY: Investing in your 80s

Dear Money Lady: I am 81 years of age. I have $50,000 to invest. In your opinion, what is the best investment today, GIC’s or Mutual Funds? My...

20.07.2024 3

Sarnia Observer

Christine Ibbotson