In the global arena, the race for the future of finance is on, and the stakes for our nation could not be higher. While China aggressively pushes its state-controlled digital currency to lock nations into its orbit and Europe dallies with a bureaucratic, top-down alternative, America’s greatest advantage has always been its dynamism. Our strength lies not in government mandates, but in an open, permissioned financial system rooted in free enterprise—a system where any American has the right to connect their own bank data to the tools and technologies they choose. 

This freedom has been the engine of entrepreneurship for the last 15 years, unleashing a wave of financial technology progress that has put more power in the hands of consumers. It allows an entrepreneur in a garage to build an AI-powered budgeting app, a small business to access crypto markets, or a family to send money instantly without friction. This is the foundation upon which President Trump has laid out a bold vision for America to become the undisputed global leader of cryptocurrency and artificial intelligence. 

But a formidable threat to this vision is emerging not from Beijing, but........

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