In an era where technology lets you order a mango shake at 2 am, track your REM cycles with scientific precision, and even outsource college assignments to artificial intelligence, one thing remains strangely unevolved: the financial independence of young adults. This is the same generation that can decode algorithms, create cinematic-level video edits, and debate geopolitics on Instagram reels — yet somehow freezes when asked to pay an electricity bill. They can binge an entire web series in a single night but mysteriously lose all stamina when it comes to earning their own money. Coincidence? Unlikely.

The data paints an even sharper picture. A 2023 YouGov survey revealed that nearly 65 per cent of Indians aged 18 to 29 rely on their parents for financial support, even for non-essential spending like gadgets, outings and........

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