In America, one medical emergency can change your life — or end it — depending on what’s in your wallet.

I learned that two days after my son was born, when a doctor sat us down and told us our newborn would need urgent open-heart surgery. It was the start of a journey that would include four more surgeries, multiple stents and a valve replacement before he went off to college. We were lucky — my insurance eventually covered every procedure. Today, he’s a healthy adult. But I’ve never forgotten the quiet terror of that moment, or how different his story could have been had we not successfully fought for coverage.

But too many Americans, and too many New Yorkers, still live in fear of what one rogue medical episode could do to them. Right now, there are almost 60,000 people in Westchester, Rockland and Dutchess counties who are uninsured. That is frightening and unacceptable.

Even before Donald Trump came down that golden escalator 10 years ago, the state of health care in this country was in shambles. It had been five years since the Affordable Care Act passed and while that was an important step in the right direction, millions of Americans remained uninsured.

Could the........

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