(NewsNation) — In 2020, a household earning the median income could afford a typical U.S. home, but today, they'd need a $17,670 raise to do it, according to a new Zillow analysis.

To comfortably afford the mortgage on a typical U.S. home, now worth $367,969, you need a salary of nearly $100,000, Zillow found — and that assumes you already have $73,594 available for a 20% down payment.

So if your household makes the median income, $82,168, you would need a raise of more than 20% — totaling nearly $18,000 — to afford a typical mortgage.

In four California metros, typical earners would........

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