Investing

By Michael McCullough on September 4, 2025
Estimated reading time: 4 minutes

By Michael McCullough on September 4, 2025
Estimated reading time: 4 minutes

Adding unrepresented (or underrepresented) asset classes to a core portfolio can reduce risk, increase returns, or both. Here are some options to add a little extra to your savings.

“Advanced couch potato” anything might sound like an oxymoron, but hear us out. First, couch-potato investing is not just for people who hate investing. Lots of smart investors have recognized that they can get competitive returns at very low cost using index funds and a passive methodology. They might combine it with individual stock holdings, GICs, and bonds.

They recognize, too, that there are more fish in the sea than the stock and bond indices represented in core portfolios. They may seek to spice up returns or further diversify with, say, a high-yield bond or crypto fund. There’s no limit to the add-ons you can apply to a couch portfolio.

Second, there are those who get the hang of managing a core portfolio, like the results, and, upon gaining investment knowledge and experience, feel comfortable raising the complexity of their holdings. Couch potato investing offers a good entry level to more........

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