By Michelle Niziol

There is a quiet crisis unfolding in Britain, and it is not just about economics, it is about hope.

For the under-35s, the dream of financial independence is slipping further away. Rents are now higher than many mortgage repayments, yet for most young people, homeownership feels as distant as ever. Wages have barely moved in real terms for over a decade, while the cost of essentials such as energy, food, and childcare has surged.

What we are seeing is a generation priced out not only of the housing market, but of stability itself.

As a property expert, I see this play out every day. Young professionals with good jobs and steady incomes are unable to get onto the ladder because of crippling rental........

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