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Bikash Narayan Mishra

Bikash Narayan Mishra

The Statesman

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Withdrawal of zero MDR may jeopardise one of India’s most successful public policy innovations

Withdrawal of zero MDR may jeopardise one of India’s most successful public policy innovations

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08.08.2026 20

The Economic Times

Bikash Narayan Mishra

The need for an urgent roll-out of UPI market-share caps

India stands at a decisive juncture. We have built a world-class public payments system. Now we must protect it

19.12.2025 30

hindustantimes

Bikash Narayan Mishra

Why India must act now to prevent PhonePe and Google Pay's UPI Duopoly from becoming a national liability

13.11.2025 20

The Economic Times

Bikash Narayan Mishra