WELCOME TO HOW I Spend My Money, a series on The Journal that looks at how people in Ireland really handle their finances. 

Are you a spender, a saver or a splurger? We’re asking readers to keep a record of how much they earn, what they save if anything, and what they’re spending their money on over the course of one week. If you’re interested send a mail to money@thejournal.ie. We would love to hear from you.

Each money diary is submitted by readers just like you. When reading and commenting, bear in mind that their situation will not be relatable for everyone, it is simply an account of a week in their shoes, so let’s be kind.

Last time around, we heard from an accounting manager on €60K living in Dublin. This week, a part-time writer learning to live on a pension as his partner is now living in a nursing home with dementia. 

I’m 70 years old, and I now live in county Cork. My partner was diagnosed with Frontotemporal Dementia almost five years ago. She now lives in a nursing home, and her doctor has recommended that I not visit too often, because she becomes very upset. She no longer recognises me. For this reason, I now live alone with my small dog.

I work part-time as a novelist and screenwriter, but I am not making much money. For that reason, I live on my Irish pension and some investments that my parents gave me many years ago when they passed away.

I am usually unable to save much of anything, but I do try to save a small part of my pension, about €100 per month. I pay some bills by cheque, but most are paid by standing order. I have a few hobbies, including golf and gardening.

Occupation: Part-time writer

Age: 70

Location: Cork

Salary: Pension, no salary

Monthly pay (net): €2,000

Transport: €500

Rent: None — mortgage is paid off

Household bills: €300

Phone bill: €120

Health insurance: €145

Groceries: €500

Subscriptions: None — I have a medical card

Entertainment: €200 (this includes going out........

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