Housing costs are eating up more and more of Americans’ monthly budgets.

Half of renters and a quarter of homeowners are cost-burdened, meaning they spend more than a third of their income to pay their rent or mortgage. Roughly 27% of renters are spending more than half of their income on rent.

In March 2026, the U.S. Senate passed a bipartisan housing bill to boost housing supply in the United States. More supply, the thinking goes, will staunch the surge in homes prices and rents. In the nation’s 50 biggest cities, for example, rents for one- and two-bedroom apartments have increased roughly 40%, not adjusted for inflation, since 2020. This legislation, however, is currently stuck in the House, overshadowed by issues like the Iran war and Supreme Court decisions.

While housing reforms in the U.S. remain gridlocked, the U.K. has been dealing with its own housing problems: 70% of Britons say housing unaffordability has become a national crisis. Across England, rents have spiraled, homelessness has risen and deteriorating and dangerous housing conditions have threatened the health of tenants.

In response, the U.K. Parliament passed the Renters’ Rights Act, a major housing law that officials described as a “once in a generation” set of reforms.

More power for tenants

The bill became law after receiving Royal Assent and took effect in England on May 1, 2026.

Its signature reform is to eliminate no-fault eviction, also known as Section 21 eviction. Under a Section 21 eviction, landlords were able to........

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