By Jason Heath, CFP on April 9, 2026 Estimated reading time: 3 minutes

How to confirm your CPP pension

By Jason Heath, CFP on April 9, 2026 Estimated reading time: 3 minutes

CPP and QPP are cornerstones of retirement income for Canadians. How do you confirm what you are entitled to and make sure it is accurate?

How do I know if I’m receiving the correct amount of CPP?

Most people who work in Canada between ages 18 and 65 will have some entitlement to the Canada Pension Plan (CPP). Employees and their employers make payroll contributions to the pension. Self-employed people contribute the employee and employer portion when they file their tax returns. 

Requesting a Statement of Contributions

You can request a history of CPP contributions from Service Canada online using your My Service Canada Account (MSCA), Flora. 

If you have worked only in Québec, currently live in Québec, or you live abroad but your last province of residence was Québec, you can request a Digital Statement of Participation from Retraite Québec My Account. The Québec Pension Plan (QPP) program is the provincial equivalent of the CPP in Québec. 

These........

© MoneySense