menu_open Columnists
Sarah-Jayne Dunn

Sarah-Jayne Dunn

Herald Scotland

We use cookies to provide some features and experiences in QOSHE

More information  .  Close

Are banking hubs the answer to branch closures?

Are banking hubs the answer to branch closures?

It feels like every day we hear about yet another bank branch closing. It’s a trend that has been driven by the fact that many of us find it more...

28.02.2026 10

Herald Scotland

Sarah-Jayne Dunn

The road to financial inclusion starts with something simple: a bank account

At this present moment, in the marbled halls of the UK Treasury, a National Financial Inclusion Strategy is being created. Now this may not sound that...

12.10.2025 3

Herald Scotland

Sarah-Jayne Dunn

The poverty premium: why do we tolerate harm?

Being poor is more expensive than being rich. That concept baffles a lot of people, but it’s true.    It’s what many call the poverty...

22.06.2025 6

Herald Scotland

Sarah-Jayne Dunn

Basic Bank Accounts need to be easier for people to open

The ultimate form of financial exclusion is not having access to a bank account. Now for many of us, this may seem a strange comment because surely...

30.03.2025 6

Herald Scotland

Sarah-Jayne Dunn