During the COVID-19 pandemic, Washington ordered businesses to close. It then lent many of those businesses money to survive the closures. Six years later, the government wants its money back — even from business owners who never recovered.

These were not ordinary business loans taken during ordinary economic circumstances. Government closure and operating restrictions intensified the economic emergency for affected businesses. 

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I know what this looks like because I am one of those borrowers. I spent decades building businesses, creating........

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